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【千元自由计划 · 回顾】三个月,1.5 万本金,我攒出了第一只会下蛋的鹅

📌 使用说明(发布前删除本段):本文为「千元自由计划」专栏第 2 篇文章(6-8 月执行回顾长文)。建议在开栏文发布次日(9 月 13 日周日晚 20:00)发布,承接开栏文热度,为 9 月 20 日开启的第 1 期周报做铺垫。顶部图片可作为公众号文章封面使用。文中所有数字均取自「攒股档案」与「2026 年度复盘」真实数据。文末附下周周报开启预告与往期链接。

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开栏第一篇发出去之后,很多朋友问我:既然你是 6 月才正式定下策略,那过去这三个月(6-8 月),你到底买了什么?分红拿到了吗?过程顺利吗?

今天这篇,我就把过去这三个月的账本和心路历程,一五一十彻底摊开。

不藏拙,不吹嘘,赚了亏了、踩了什么坑,全凭真实数据说话。


一、为什么以 6 月为起点:分清“历史”与“新生”

在聊买入之前,先交代一个技术细节。

细心的朋友如果看我的账本流水,会发现 2026 年 1 月 16 日有一笔 101.3 元的招商银行分红记录。

那是我在定下“攒股收息”这套系统化策略之前、过去零散持仓所带来的收益。在我的定义里,那属于“过去的残存红利”,算作历史记录。

真正的起点是今年 6 月。

6 月初,我彻底想通了“千元自由计划”的逻辑:不再以赌徒的心态去博弈每天红红绿绿的价差,而是把自己当成一个只买好股权、只收现金流的包租公。

也是从 6 月开始,我给自己定下了严苛的纪律:

  • 每月固定预算 4,000 元,只用闲钱,绝不加杠杆;

  • 紧盯 5% 左右的成本股息率,不到合理买点绝不出手;

  • 目标极度聚焦:不聊几百万,先攒出每月 1,000 元的稳定股息。

从那一刻起,这只存钱罐才算真正开张。


二、三个月买了什么:1.5 万本金的四笔布局

从 6 月初到 8 月底,整整三个月时间,我累计投入本金 15,021.5 元。

【千元自由计划 · 回顾】三个月,1.5 万本金,我攒出了第一只会下蛋的鹅

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Professional editor for a personal-investing and prudent wealth-management newsletter. Supports real-account monthly reports, deep-dive thinking-through-the-numbers articles, and quarterly checkups, with clean formulas, automatic holdings-data extraction, and premium editorial visuals inspired by BusinessWeek/Kinfolk.

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