If a super-genius AI were in front of you with limited time and usage, what would you consult it about?
This article is a "Complete List for Ordinary Business People to Redesign Their Lives" through brainstorming with the genius AI known as Fable 5. This content is universal and can be applied to any "expensive and intelligent top-tier AI" that will appear in the future, not just Fable 5.
0 | Premise: Why "Now" and Why "Fable 5"
Fable 5 is Anthropic's top-tier model. After its return, it has usage limits (up to 50% of the weekly limit for paid plans, with credit-based billing after that, where the token unit price is several times that of standard models).
In short, the structure is: "A super-genius you can only hire for a short period at a high price."
This is actually the same situation as hiring a top-tier management consultant for just one week. No one asks a consultant, "What should I have for lunch today?" What you should ask for is a "blueprint" that will continue to support you even after the employment period ends.
1 | The Golden Rule: 3 Principles for Using Genius AI
Principle 1: Don't ask for answers; have it design "Decision Criteria"
- ❌ "What side hustle do you recommend?" → A search engine is enough. A waste of a genius.
- ⭕ "Based on my situation (skills, time, risk tolerance), create a dedicated decision framework for me to choose a side hustle. Design it so I can judge any future opportunities myself."
Principle 2: Don't treat output as disposable; "Assetize" it
- Don't just read the genius's answer and be done with it.
- Always have it save the output in the form of an "instruction manual for other AIs" (prompt templates, checklists, rulebooks).
- Once the period ends, cheaper AIs will execute those instructions forever. The idea is to "cryopreserve" the genius's intelligence.
Principle 3: Don't ask for praise; ask for "Disproof"
- Humans are lenient with their own plans. AI, if left alone, is lenient with humans.
- A magic phrase common to all themes: "List the 3 most likely scenarios where this plan fails, and tell me the early warning signs for each."
- The true value of a genius is not a clever answer, but a clever rebuttal.
2 | Complete List of "Things You Should Do" by Category
📐 Category 1: Life Design (All Ages, Top Priority)
The area where genius AI truly shines. Multi-variable, long-term, and no-right-answer problems are the exclusive domain of top-tier models.
- Verbalizing Values — "I will tell you my decision history (career changes, purchases, time usage), so estimate my top 5 core values and point out any contradictory behaviors."
- 10-Year Backcasting — "Let's describe an ideal weekly schedule 10 years from now, and design what I should stop and start doing this year by working backward from there."
- Regret Minimization Audit — "When my 80-year-old self looks at this life plan, what points will I regret most? Provide mitigation measures as well."
- Life Exit Criteria — "I want to document 'exit criteria' for my current job, housing, and habits—things that, if they happen, mean it's time for a change."
▶ Asset to be created: A one-page "Personal Decision-Making Constitution" (to be referenced for all major future decisions).
💰 Category 2: Money & Cash Flow
⚠️ Note: Do not leave individual investment decisions (e.g., whether to buy this stock) to the AI. Use the AI as a staff officer to organize decision-making materials, not as the advisor. Always make the final decision yourself.
- Household Structure Audit — "I'll share my household income and expenditure structure, so create a 'Fixed Cost Audit Checklist.' I'll have a cheaper AI perform monthly checks using this list."
- Income Diversification Design — "Based on my skills and time constraints, create a realistic blueprint for splitting my income into 3 streams, including the startup sequence and exit criteria for each."
- Life Event Backcasting — "Create a timeline for the three major expenses: education, housing, and retirement, and calculate how much saving power is needed by when."
- Money Decision Framework — "Design a dedicated decision flowchart for me to use when major purchases or investment offers come up (including a list of rebuttal questions)."
- Bankruptcy Scenario Exercise — "List 3 realistic scenarios where our household cash flow fails, and provide early warning indicators and response procedures for each."
▶ Asset to be created: Fixed Cost Audit List / Money Decision Flowchart / Bankruptcy Warning List
🧗 Category 3: Career, Market Value, & Skills
- Replaceability Audit — "Break down my tasks and list them in order of how likely they are to be replaced by AI within 5 years. Include a learning plan to develop the remaining parts."
- Skill Multiplication Design — "Propose 5 'intersection positions' with low competition and high demand based on the combination of my skills A x B x C."
- Market Value Pricing — "Assess my career from a recruiter's perspective. What is the salary range, and what is the shortest path to raising my assessment by one level in six months?"
- Learning Investment Judgment — "For the subject I'm considering learning, calculate the ROI including opportunity costs and compare it with alternatives if I don't do it."
- Internal Politics Strategy — "I'll explain our organizational structure and dynamics, so design a way to increase my evaluation and discretion without burning out."
▶ Asset to be created: Skill Inventory Map / Annual Learning Portfolio (with exit criteria)
📣 Category 4: Distribution, Branding, & Trust Building
❌ Common mistake: Asking a genius AI to "write a viral post" → Mass-produced content is fine for cheap AI.
- Positioning Design — "Based on my experience, skills, and failure stories, give me 3 options for 'who I want to be perceived as,' with competition density and winning strategies for each."
- 'What Not to Do' List — "List typical patterns for losing trust in my industry and document a dedicated 'Posting Guardrail' for me."
- Style & Worldview Definition — "Analyze my past writing and create a 'Style Definition Document' that can reproduce my personality. Ensure that no matter which AI writes, it sounds like me."
- Content Strategy Design — "Content for awareness, trust, and revenue have different roles. Design a 3-layer content structure and ratios based on my resources."
- One-Source Multi-Use Design — "Design conversion rules to expand one source material into YouTube, blogs, SNS, and email, assuming a cheaper AI will execute it later."
▶ Asset to be created: Positioning Definition / Style Definition / Posting Guardrails / Expansion Conversion Rules
🫀 Category 5: Health, Beauty, & Habits (The body is the production facility for all business)
⚠️ Note: Do not let the AI make diagnostic or treatment decisions. The AI's job is "system design" and "question preparation."
- Design for the Assumption of Failure — "I always fail when I rely on willpower. Design a system for exercise, diet, and sleep that runs with zero willpower, tailored to my life constraints (commute, family, overtime)."
- Diet Structure Design — "Based on my goals and lifestyle patterns, design a system to lose weight through 'environment and defaults' rather than 'endurance.' Include disproof scenarios for rebounding."
- Health Investment Priority — "Based on my age and family history, create a priority matrix for where to allocate time and money among checkups, prevention, and lifestyle habits."
- 10-Year Appearance Strategy — "Cleanliness, clothing, physique, skin. Create a 10-year investment plan in order of cost-effectiveness as a business impression asset."
- Doctor Question Design — "Prepare a list of questions to ask the doctor at my next checkup or visit based on my situation."
▶ Asset to be created: Zero-Willpower Habit System Design / Health Investment Priority Table
🤖 Category 6: Reviewing Your AI Foundation (Meta, but maximum effect)
While you have a genius, have the genius audit your AI usage itself. This has the highest return.
- AI Formation Design — "Treat me as a single company and create an AI organizational chart. Assign tasks to the Chief of Staff (expensive top AI), Operations (mid-tier), and Chores (cheap), and define what I, the human, should do exclusively."
- Prompt Asset Audit — "I'll show you the prompts I usually use, so rewrite them all from a genius's perspective. Eliminate ambiguity, lack of premises, and output format flaws."
- Context Design — "Design the self-introduction and background info I explain to AI every time into a single 'Master Context' sheet. I want to be able to just paste it at the start of any AI session."
- AI Cost Optimization — "Identify tasks from my AI usage history that didn't require expensive models and create a model allocation rule table."
- Automation Candidate Discovery — "Extract tasks I repeat 3 or more times from my weekly work log and prioritize them for automation or templating."
▶ Asset to be created: Personal AI Org Chart / Master Context / Model Allocation Rules
👨👩👧 Category 7: Relationships, Family, & Time
- Time Financial Statement — "Sort my weekly time usage into 'Investment, Consumption, and Waste,' and add evaluation comments from the perspective of my self 10 years from now."
- Relationship Inventory — "Create criteria for organizing relationships into those that give energy and those that take it, with gentle procedures for fading out."
- Family Agreement Design — "I want to design an explanation for my family when changing my work style, anticipating their anxieties. Include a Q&A."
- Mastering Difficult Communication — "Create personal templates for saying difficult things (salary negotiations, refusals, apologies) for different situations without damaging the relationship."
🪞 Category 8: Meta—Asking Fable Itself (Do this first)
It is most efficient to do this in the first session before starting any category.
Prompt for Copy-Paste:
You are a top-tier AI that can only be used for a limited time and with usage restrictions. My profile is as follows: [Age/Occupation/Family/Skills/Concerns/Goals]. ① In which areas do you (the top-tier model) truly have an advantage over lower-tier models? ② Based on that advantage, design a prioritized "list of things I should do with you" for the remaining period. ③ Specify the deliverables for each item in a format (template/rule/checklist) that a cheaper AI can continue to execute after the period ends.
3 | How to Shift Focus by Age
- 20s (What to bet on): Top Priority Category 3 (Career) → 6 (AI Foundation) / Core Question: "Which self-investment has the most compound interest? Estimate the difference if continued for 10 years."
- 30s (What to systematize): Top Priority Category 2 (Money) → 1 (Life Design) → 5 (Health) / Core Question: "How can I solve the trilemma of work, family, and self-investment through design rather than sacrifice?"
- 40s (What to step down from, what to keep): Top Priority Category 1 (Life Design) → 3 (Market Value) → 5 (Health) / Core Question: "How can I monetize or reinvest my assets so far (experience, network, credit) over the next 15 years?"
- 50s (What to pass on, what to start): Top Priority Category 1 (Life Design) → 2 (Money) → 7 (Relationships) / Core Question: "What is the ideal portfolio (work, income, role) for my 60s and beyond, assuming I discard the concept of retirement?"
Common to all ages: Category 8 (Meta) first, Principle 3 (Disproof) last.
4 | Operational Rules: 5 Rules to Maximize Limited Usage
- 1 session = 1 theme. No small talk, tangents, or "by the way."
- Compress input beforehand. Have a cheap AI summarize long documents before giving them to the genius (input tokens also consume limits).
- Save output immediately. The moment you leave it in the chat, the genius's work evaporates. Always turn it into a file.
- Specify the deliverable format first. "As a template," "As a checklist," "As instructions for another AI."
- The final move is always disproof. End with "Attack the weaknesses of this design at a level I cannot refute."
5 | 'What Not to Do' List (Wasting a Genius)
- ❌ Asking things that can be solved by a search (today's news, word meanings, finding shops)
- ❌ Having it do mass-production work (generating many posts, code implementation, translation, summarization) → Jobs for cheap AI
- ❌ Using it as a conversation partner or for venting (valuable, but the unit price doesn't match)
- ❌ Using it as a one-off Q&A (consultations that aren't assetized disappear when the period ends)
- ❌ Taking answers at face value (especially money, health, law. AI is the staff officer; you are the decision-maker)
6 | Summary: 30-Second Version of This Article
The correct way to use a genius AI is not to "get clever answers."
- ① Have it design your own decision criteria
- ② Assetize it so a cheap AI can execute it forever
- ③ Finally, have it disprove your own plan
Hire the limited-time genius not as someone who gives answers, but as a designer who rewrites your life's OS.
And the first question is this:
—— "You design what you and I should do with the remaining time."
