I just turned Claude into my personal CFO, and it's been the best thing I've done for my finances in years.
Claude now optimises my entire portfolio, and it's trained to operate like a McKinsey-level financial analyst, leveraging all my financial context.
I can text it from anywhere, and I'm quite literally treating Claude as my financial advisor now.
I guarantee that you haven't seen another Claude finance workflow like this on your feed - and what I'm about to show you will completely change how you interact with financial markets.
The best part is that at the end of this guide, I've attached all the prompts and the full PDF guide you can inject into Claude to help build your own financial architecture in minutes.
Let's dive right into the step-by-step guide for turning Claude into your personal CFO.
Step One: Investor Profile
If you were to sit down with a financial advisor from Goldman Sachs, the first thing they would do is gather as much context as possible about you to create a hyper-specific investor profile.
They'd ask you about your income, your tax situation, financial goals, and so on.
Before I show you the advanced components of my system, you need to do a similar exercise with Claude so it can gather all your relevant context.
Start a brand new chat (preferably with Opus 4.7), and paste this system prompt into the chat:
After pasting this prompt, you'll begin building an investor profile one-pager that we'll use for the rest of this project.
I won't lie, this questionnaire process may take some time, BUT it's the best thing you can do for your finances right now.
Step Two: Folder Architecture
Now, we're going to create the folder structure that this entire system will sit on.
Once you've completed the "interview" process with Claude, you'll want to download your investor one-pager as a .md file:
Once you have this markdown file, go ahead and create a brand-new folder on your desktop named something like "Investment Folder," and save your one-pager there.
Alongside the new .md one-page file you just created, you'll want to add this Instruction.md file in the same folder (just copy this text):
These instructions will tell Claude exactly how to operate as your financial analyst.
The key here: this instructions file pairs with a Memory.md file that Claude uses to accurately save your context/memory.
Next, you'll want to create the Memory.md file.
You can use this general structure:
As you can see, this is essentially just a running log of all your financial data/changes/preferences that gets automatically updated.
So, when you tell Claude something like "I don't want to invest in equities right now..." it will actually remember & save that preference to your Memory.md instead of just forgetting context like it often does.
This setup works because there is a very specific line in instructions.md that says "update memory.md with new information..."
Lastly, you'll want to create a folder within your Investment Folder titled "Financials" - this is where you'll upload things like bank statements, brokerage reports, etc.
So to recap, you should have four things inside your Investment Folder:
- Instructions .md: tells Claude how to operate
- Memory.md: a running log of all your preferences over time
- Investor one-pager: a .md of the exercise from Step One
- Financials folder: any extra financial context you want Claude to know
This folder architecture is the most powerful memory system I've used with AI.
Step Three: Coding the Dashboard
Ok - so now the real fun begins.
Now that we've gathered all the necessary context, we can start actually coding the CFO dashboard.
For this step, I'll be using Claude Cowork, but you can also use Codex or Claude Code and follow the same steps.
Start a new Claude Cowork chat and select the Investment Folder we just created.
Once selected, Claude now has access to all your investing context, and it can start making changes to your Investment Folder.
For example, you can say: "Create a new entry for May 2026 for [insert new financial preferences/changes/investment thesis]."
Cowork will then begin working on your behalf to update the .md file and update your investment context.
Once you've connected your folder, the possibilities with this system are endless.
You can create graphs based on your data, use Cowork as your personal accountant, prompt for insights based on your context, conduct financial research with Claude, and so on.
To show you what's possible, I'm going to quickly code a financial dashboard based on all my data.
At the end of this article, I'll send you the exact prompt I use here because it's too long and detailed to insert into an article.
The TLDR is that you want to use a prompt similar to this:
After sending the prompt, you'll get a cool dashboard that tracks your portfolio, investments, and whatever else you'd like:
A couple of tips here:
- Google Sheets: You can create a Google Sheet that tracks all your trading positions and link it to your dashboard for real-time updates.
- Live APIs: If you trade on exchanges often, you can link APIs directly to your new dashboard to pull real-time data.
The level of complexity here is completely up to you (you can add MCPs, automated trading execution, connect your brokerages & way more).
One of the best things I did with my personal CFO dashboard was adding a section dedicated to research.
In seconds, I can generate market briefs and scan the entire market for news.
As someone who is quite busy, this functionality has been a game-changer for staying up to date on financial news.
Here is the morning brief functionality:
This brief is tailored specifically to my active positions and the investor context we created earlier.
To build something similar, all you have to do is tell the LLM something like "I want a built-in morning brief/news functionality that I can prompt in real-time based on all my context."
Another cool thing to consider with this workflow:
If you watch market content on YouTube, you can use NotebookLM to pull the transcript and insert it into your own context.
From there, you can prompt things like "based on this video and market thesis, how should I adjust my portfolio?"
The beauty of this system is that every single functionality you add (research functions, dashboard functions, etc.) is curated to your specific context and pulls from the folders we created earlier.
This memory system is such a huge Claude life hack, and it's what makes this particular financial workflow so powerful.
Claude will literally never forget your financial context ever again, and this tool has genuinely changed how I invest forever.
Step Four: Automated Mobile Functionalities
So you've completed your personal CFO setup - now, let me show you how you can access it completely remotely on your phone.
In Telegram, search for "BotFather" & follow these steps to prompt your CFO in real time from your phone:
Personally, I use this BotFather setup to text me automated market reports, which really helps me stay on top of my portfolio.
You can also use Claude Dispatch to access your desktop folders from your mobile device.
Just go to Cowork → Dispatch, then follow the steps to connect (it literally takes 60 seconds).
You can't go wrong with whichever option you choose, and by taking a few seconds to connect them, you'll get a 24/7 CFO in your pocket that you can prompt on the go.
Final Thoughts
I hope you found this Claude finance system valuable.
It's personally been one of the best things I've done for my finances in a long time, and I think you'll see the power of this workflow if you take a few minutes to set it up.
In future articles, I'll be doing deeper dives into similar topics, so be sure to follow me @milesdeutscher if you want that content on your feed soon.
As promised, I've included all the prompts mentioned here, along with a full PDF guide that condenses this entire article so you can just paste it into your preferred LLM and start building.
To access the free assets, follow these steps:
- Sign up for my free finance newsletter.
- Join my Instagram community to find all the assets in Google Drive.
No spam ever, 100% free & unsubscribe anytime - I built this newsletter to help you level up your finances with AI.
Access the free assets here:
https://milesdeutscher.com.au/
Lastly, if you can, Like/Repost this article so others can see it. 💙
