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This skill aims to provide personal IP owners or content creators with a complete and actionable business plan, from positioning to monetization. It guides users through a structured questionnaire to analyze their assets, define their target audience, and choose the appropriate product format. This skill is particularly suitable for knowledge-based professionals, freelancers, content creators, and micro-entrepreneurs who want to transform their professional skills or interests into commercial value. Users first need to complete three modules of information input: personal asset inventory, target audience positioning, and product format preferences. Based on this information, the system will activate a dual-core engine of "executor" and "reviewer" for in-depth analysis. Ultimately, the skill will output a modular business plan including a "one-sentence positioning and value proposition," a "four-layer product system design," a "90-day execution roadmap," and a "private domain conversion SOP." The plan also includes a visual dashboard to help users track key business metrics. The entire process aims to help users systematically build and optimize their personal business model to achieve knowledge monetization.